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Coastal Family Insurance

"We Are Your Neighbor"

About Us

We're Coastal Family Insurance, and we've been a premier insurance agency in Pensacola, FL, since 2016. Along with specializing in health insurance, we offer a variety of policies, all designed to protect you, your loved ones, and your property. We pride ourselves on listening to our customers and finding the best possible option for them. We get to know you and your family, and then we find a policy that fits your needs and your budget. Contact us today for all of your insurance needs.

We are only available Tuesdays and Thursdays by appointment ONLY.

Our Story

At Coastal Family Insurance we specialize in insurance coverage for all those special & important life events. We are here to understand what your goals are and to recommend the best possible insurance products to keep you and your loved ones safe and to give you peace of mind.

Coastal Family Insurance is guided by the highest standards of honesty, integrity and professionalism, so you can be sure that our recommendations will help you make the best choice of coverage for your unique circumstances, in the right amount and at a price that fits your budget. We promise to do our very best for our clients, no matter what!

Our staff is taught to take the time to explain and answer all of your questions. If they do not know the answer, they will find the answer. We take pride in educating our clients, so they understand what they are paying for. Line by Line, you will know what you have purchased. We’ll get to know you and your family’s needs or your small business and recommend a strategy to fit both your budget and the coverage’s you need.

It is the policy of Coastal Family Insurance to ensure equal opportunity without discrimination or harassment on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, age, disability, marital status, citizenship, genetic information, or any other characteristic protected by law.

Coastal Family Insurance is fully compliant with the HIPAA Standards for Privacy, Electronic Transactions and Security (including the HITECH Act and the Omnibus Rule of 2013). Coastal Family Insurance has implemented policies, processes, and procedures designed to ensure compliance with Federal and State information security laws, regulations, and rules, and monitors ongoing compliance efforts and maintains various reporting mechanisms that are required by law or requested by its customers. At Coastal Family Insurance, we recognize that we are a key business partner with our customers and will continue to provide all of our various programs and services in accordance with the relevant requirements of all state and federal laws and regulations, including, as applicable, HIPAA.

If you are looking for a trusted insurance agency to provide industry-leading health, life, and auto insurance, give Coastal Family Insurance a call at 850-828-2234. We look forward to working with you!

Areas Served

Our Certifications

CMS Certified
Licensed Bonded and Insured
MAA Florida Blue

What We Offer

Our Specialties include:

Health Insurance
Over 35 Years Of Experience In Many Industries

Our Services include:

Personal Insurance Coverage
Commercial Insurance Coverage

Our Brands include:

Florida Blue
MAA Florida Blue

Our Products include:

Employee Benefits
Classic Car Insurance
Life Insurance
Workers' Compensation Insurance
Disability Insurance
Homeowners Insurance
Commercial General Liability Insurance
Renters Insurance
Car Insurance
Marine Insurance
Burial Insurance
Pet Insurance
Motorcycle Insurance
Travel Insurance
Golf Cart Insurance
Boat Insurance
Dental Insurance
Vision Insurance
Accident plan insurance
Health insurance Marketplace
Medicare
Blue Medicare
CMS
General liability
Commercial building
Commercial fleet vehicles
Uber and Lyft drivers

Testimonials

On 12/20/2024 Brenda Bodiford had this to say:
My experience with Richard Penrose was AMAZING, he was extremely informative and very patient at answering any questions I had, HE was very knowledgeable and went over everything and explained everything with my policy, I couldn't be more SATISFIED!

On 6/28/2024 Julie Campbell had this to say:
Richard Penrose is very knowledgeable, professional, and caring.He goes the extra mile to make sure all the T's are crossed and I's are dotted. Thank you so much Richard! I would highly recommend him and Coastal Family Insurance for all your Insurance needs.

On 6/28/2024 Juju had this to say:
Richard Penrose gives top quality service before, during and after the process. He really goes the extra mile to make sure all of your needs are met. I would highy recommend joining the Coastal Family for all of your Insurance needs. Testimonial written by Juju on this site.

On 6/3/2023 John P. had this to say:
Very responsive and helpful agency. They shop many insurance carriers for the best rate!

On 4/1/2023 B & D Services and Trucking LLC had this to say:
Mr. Penrose is a wonderful and very knowledgeable person!! Very friendly and helpful!!

Contact Us

Coastal Family Insurance
5336 N Blue Angel Pkwy Pensacola, FL 32526
Phone: (850) 828-2234
Email: richardcoastalfamilyins@gmail.com

We are 1 mile south of Saufley Field Rd at the corner of N Blue Angel Pkwy and Perkins St

Where To Find Us

Payment Types Accepted

American Express, Personal Checks, Debit Cards, Discover, MasterCard, Visa

Our Hours

Holiday Hours May Vary. Please Call For Details.

Monday: 8:30 AM - 4:00 PM
Tuesday: 8:30 AM - 4:00 PM
Wednesday: 8:30 AM - 4:00 PM
Thursday: By Appointment Only
Friday: 8:30 AM - 4:00 PM

News

On 5/3/2025 this was posted:
Planning for retirement? We offer Medicare options to ensure you’re covered as you age. Let Coastal Family Insurance guide you through the best choices for your health and financial security.

Info

Direct Vision
Dental Links
Enrollment Checklist
Consumer Authorization
ACA Scope of Appt Form
ACA Subsidy Verification
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